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Sewer backup: what to do, and how to stop it happening again

Sewage coming up through a floor drain, tub or toilet is a health hazard and usually a blockage in the line from your house to the street. Here is what to do first.

The short answer

Stop using water – no flushing, showers, laundry or dishwasher – until the line is cleared. Keep children and pets away, and stay out of a flooded basement if water may reach outlets or appliances. Then call a plumber who does sewer lines. If backups come back, ask about a backwater valve.

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What to do first

  • Stop all water use. The City of Wentzville, Missouri advises not running water down drains until the blockage is cleared – every flush adds to what comes up.
  • Watch for electricity. Be careful entering a flooded basement because of shock risk and contact with pollutants, Wentzville warns. Do not stand in water near outlets or appliances.
  • Keep people out. The CDC advises keeping children and pets out of the area until cleanup is finished.
  • Call a plumber who does drain and sewer work, and your city sewer utility if neighbors have the same problem.

Is it your line or the city’s?

Wentzville’s rule of thumb: if the backup happens only when you use water and slowly drains when you stop, the problem is most likely in your own sewer lateral – the pipe from the house to the public main. The City of Fargo lists warning signs of a sewer line blockage: several fixtures backing up at once, or one fixture backing up when another is used. Who pays depends on the city. Many make the property owner responsible for the whole line to the public main, as Fargo does; in Los Altos, California, the city handles the part past the property line. Ask your sewer utility.

Cleaning up safely

The EPA says raw sewage carries bacteria, viruses, parasites and molds, so treat any backup as a health hazard, and a basement flooded by sewage must be thoroughly cleaned and disinfected. The CDC advises rubber boots, rubber gloves and goggles, and for disaster cleanup recommends a solution of 1 cup of household bleach to 1 gallon of water – never mixed with other cleaners. Carpets, padding, upholstered furniture, mattresses and wallboard that sewage touched usually have to be thrown away, according to EPA and CDC. Large backups are often a job for a professional cleanup company.

Preventing the next one

  • Backwater valve. A backwater valve closes when sewage tries to flow back into the house, as Gresham, Oregon explains. FEMA recommends having a licensed plumber install one.
  • Disconnect downspouts. FEMA notes that downspouts connected to the sewer line can overload sewers in heavy rain and contribute to basement backups.
  • Watch what goes down. Grease, wipes and food scraps build clogs – see our clogged drain guide.
  • Camera inspection. If backups recur, a plumber can run a camera through the line to look for roots, sags or breaks.

A note on insurance

Standard policies treat sewer backup differently. Under the National Flood Insurance Program, flood insurance covers sewer backup damage only if it directly results from flooding, according to FEMA’s FloodSmart. Many homeowners policies need a separate sewer or water backup endorsement. Ask your insurer before you need it.

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Questions

What should I do if sewage backs up into my house?

Stop using water, keep people and pets away, avoid standing water near electricity, and call a plumber who does sewer lines. Clean up with protective gear or hire a professional cleanup company.

Who is responsible for a sewer line backup?

It depends on the city. Many cities make the property owner responsible for the line from the house to the public sewer main. Your sewer utility can tell you where its responsibility starts.

Does insurance cover sewer backup?

Not always. FEMA says NFIP flood insurance covers sewer backup only if it directly results from flooding, and many homeowners policies require a separate endorsement. Check with your insurer.

What is a backwater valve?

A valve on the sewer line that closes when sewage tries to flow back into the house. FEMA recommends having a licensed plumber install one.

Related guides

Sources

Facts and figures in this guide come from these official and manufacturer sources, checked October 2026:

  1. EPA – Sanitary sewer overflow questions
  2. CDC – Cleaning safely after a disaster
  3. City of Wentzville, MO – Sewer backup information
  4. City of Fargo, ND – Property owner responsibility
  5. City of Los Altos, CA – Sewer lateral responsibility
  6. City of Gresham, OR – Sewer backups
  7. FEMA – Protect your home from future flooding
  8. FEMA – Blocking rainwater and preventing sewer backup
  9. FEMA NFIP FloodSmart – Types of coverage

Updated October 2026 by the Plumbers Pages editorial team. General information for homeowners, not professional advice – codes and equipment differ, so follow your product’s manual and local rules. When gas, electricity, sewage or anyone’s safety is involved, call 911, your utility or a licensed plumber. How we write our guides · Plumbing glossary

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